Freelance Rate Calculator
Most freelancers undercharge because they forget about taxes, non-billable time, and expenses. Enter your numbers and see what you actually need to charge.
What you want to net after taxes and expenses — your actual paycheck to yourself
Software, tools, coworking, insurance, equipment, marketing, etc.
Vacation + sick days + holidays. Most freelancers take 4-6 weeks.
Admin, marketing, invoicing, proposals, learning — typically 25-40% of your time.
Buffer for growth, retirement savings, and a safety net. 10-20% recommended.
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Disclaimer: This calculator provides estimates. Actual rates depend on your market, specialization, and client base. Tax estimates use simplified assumptions.